Debt Solutions

1. Debt solutions exist in a variety of formats.

True
Credit debt solutions are varied in the scope of programs they offer. Perhaps the most popular of the solutions include loan programs, financial management programs, and consolidation counseling programs. Financial problems and issues should be handled by experienced experts in order to achieve the best results with the least amount of time and money spent.


2. Debt solutions will eliminate all debt.

False
While credit debt solutions provide a program and means by which it is possible to eliminate bills and the money that is owed, the individual is the only one who can remedy this situation. Programs that offer assistance are great tools for getting consumers on the right track to financial freedom and prosperity, but it is ultimately the individual's responsibility to carry out the plan. If anything, this situation can bring the relief of providing lower interest rates, consolidation that eases the management of bills, and many other positive solutions to encourage the consumer to become free of the financial burdens that weigh them down.


3. Credit debt solutions are easy to find online.

True
Many debt solutions sites are easily accessible from the convenience of a home or office. Most agencies will often advertise the ability to cut financial strain in half, lower interest rates, and relieve the burden in a specific period of time. However, as always, it is wise to compare companies, programs and services and ask many questions to make sure the best choices are made in order to solve these problems.


4. Debt solutions counselors often charge for a consultation.

False
Credit Debt solutions counselors will typically offer free initial consultations. From here, most programs and services generally charge very low service fees. Their goal is to get the consumer on the right track by utilizing the tools and services. Often, the consumer will benefit by paying very low fees or even no fees when the consolidation process is done through the company that provided the initial consultation.


5. When looking for the best financial management program, it is wise to seek advice.

True
Proverbs 20:18 - Every purpose is established by counsel: and with good advice make war.

Source